Why buy coverage

Program details about in-home child care insurance that works for you

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Liability protection for your child care business
We cover what homeowner's policies exclude! The typical homeowner's policy provides liability coverage for personal exposures only. Therefore, your in-home child care business is excluded. AFDS provides coverage not only for most of your normal liability exposures, but also for allegations of abuse. Get the most comprehensive liability coverage for your in-home child care business with us.


Protection against abuse and molestation claims

If a case of molestation or abuse is found to be true as a result of your in-home day care our coverage will step in and cover monetary judgment against your business. 

Legal defense protection included
Your coverage will also include legal defense services in the event you are sued by the injured party. 

Affordable premiums with financing options
We've tailored our program to fit within your budget. Our flexible payment options as well as affordable premiums allow you to get the most out of your policy. Click here and see how affordable AFDS in-home child care insurance really is! 

Variety of limits available
Whether you're caring for 1 child or 18 children we've provided different coverage limits to meet your needs. Click here to see what limits are available to you! 

Peace of mind
Have total peace of mind when you sign up with us for your in-home child care business.