Commercial child care centers

Customized coverages to protect you and the children in your care

Markel’s child care program has been tailored for both the children and your business. Coverage is available for both profit and non-profit operations.

Underwriting appetite
  • Commercial child care centers
  • Before and after school programs
  • Nursery schools
  • Preschools
  • Montessori schools (kindergarten and under)
Property
  • Business income on ALS basis
  • Playgrounds and fences
  • Money & securities
  • Spoilage
  • Employee theft
  • Equipment breakdown
  • Property enhancements available
General liability 
  • Limits to $1 million per occurrence / $3 million aggregate
  • Sub-limits for EPLI (higher limits may be available)
  • Automatic additional insured status
  • Corporal punishment
  • Medical payments for children available
  • Teachers professional liability
  • General liability enhancements available
  • Child abduction expense reimbursement
  • Employee benefits liability
  • Cyber liability
  • Medical personnel, including employed and volunteer physicians
  • Off premise activities
  • Abuse and molestation with separate abuse limits
  • Volunteer and employees as insureds
Professional liability
  • Limits up to $1 million per occurrence / $3 million aggregate
Management liability
  • Directors’ and Officers’ liability
  • Employment practices liability
Auto liability
  • Automatic additional insured status
  • Rental reimbursement
  • Hired car physical damage
  • Up to $1 million CSL available to owned, hired, & non-owned autos
  • Written as a separate policy
Abuse and molestation liability
  • Limits up to $1 million per occurrence / $3 million aggregate available
  • Coverage for employees and volunteer
  • Defense outside the limits

Accident medical

  • Variety of plans available
  • Dental included
  • Available on primary or excess basis

Umbrella
  • Limits available up to $10 million 
  • Include abuse

Crime

  • Employee dishonesty
  • Forgery and alteration
  • Money and securities

Inland marine
  • Computer coverage
Workers’ compensation
Click here for more information

*Coverage availability varies by state.

Automatic additional insured status
Rent
Automatic additional insured status
Rent
Automatic additional insured status
Rental reimbursem
Variety of plans
Dental included
Availab
Variety of plans
Dental included
Availab